CANADIAN BESTSELLER! WkAiJ^ UPDATED OVER 230,000 COPIES SOLD rfl^ The Wealthy Beuber THE COMMON SENSE GUIDE TO SUCCESSFUL HNANCIAL PLANNING DAVID CHILTON "Hometown advice for the folks on Main Street— and Bay Street. For those who have hoped for simple and sensible answers to the complicated world of money, this story is the best value you'll find anywhere." - EVERETT BANNING, NATIONAL TV AND RADIO BUSINESS COMMENTATOR Digitized by tine Internet Arciiive in 2010 http://www.archive.org/details/wealthybarbercomOOchil ABOUT THE AUTHOR David Chilton is the president of a consulting firm that specializes in teaching financial planning tech- niques through employer-sponsored seminars. By combining common sense and humour, Dave has shown hundreds of thousands of people that sound financial planning is, indeed, "pretty simple stuff." A frequent guest on national TV and radio shows, and a much sought-after speaker, Dave lives in Kitche- ner, Ontario, with his wife, Susan, son, Scott, daugh- ter, Courtney, and their wonder-dog, Charley. The Wealthy Barber The Wealthy Bait)er THE COMMON SENSE GUIDE TO SaCCESSFGL HNANCIAL PLANNING DAVID CHILTON Stoddart Copyright © 1989 by David Barr Chilton All rights reserved. No part of this publication may be reproduced in any form, or by any means, electronic or mechanical, including photocopying, recording or any information storage and retrieval system, without permission in writing from the publisher. Published in 1989 by Stoddart Publishing Co. Limited 34 Lesmill Road Toronto. Canada MSB 2T6 Twenty-second printing July 1992 Canadian Cataloguing in Publication Data Chilton. David Barr, 1961- The wealthy barber ISBN 0-7737-5318-4 1. Finance. Personal. I. Title. HG179.C45 1989 332.024'01 C89-094533-0 Although the author has exhaustively researched all sources to ensure the accuracy and completeness of the information contained in this book, we assume no responsibility for errors, inaccuracies, omissions, or any inconsistency herein. Any slights of people or organizations are unintentional. Readers should use their own judgement and /or consult a financial expert for specific applications to their individual situations. All the characters in this book are fictitious. Any resemblance to actual persons, living or dead, is purely coincidental. Editor: Susan Daminato Cover Design: Brant Cowie/ArtPlus Limited Typesetting: Tony Gordon Ltd. Printed in Canada To Susan