www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 11 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… m ALL THE VERY BEST FOR YOUR EXAMS o c . t s e t k c o m SAMPLE QUESTIONS FOR b i iCAIIB a c ADVANCED BANK MANAGEMENT b i i a j . w w w Though we had taken enough care to go through the questions, we request everyone to update yourself with the latest information through RBI website and other authenticated sources. In case you find any incorrect/doubtful information, kindly update us also (along with the source link/reference for the correct information) as lot of questions were shared by many people. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 22 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Advanced Bank Management Given, m Currency with public - Rs. 230000 Crores Demand deposit with banking system - Rs. 320000 Crores o Time deposits with banking system - Rs. 360000 Crores Other deposit with RBI - Rs. 420000 Crores c Savings deposit of post office savings banks - Rs. 140000 Crores . All deposit with post office savings bank excluding NSCs - Rs. 80000 Crores t s Calculate M1. e t a. Rs. 670000 Crores k b. Rs. 830000 Crores c c. Rs. 970000 Crores d. Rs. 1020000 Crores o m Ans - c ............................................. b Calculate M2. i i a a. Rs. 830000 Crores b. Rs. 970000 Crores c c. Rs. 1110000 Crores b d. Rs. 1330000 Crores i i Ans - c a ............................................. j . w Calculate broad money M3. w a. Rs. 830000 Crores b. Rs. 970000 Crores w c. Rs. 1110000 Crores d. Rs. 1330000 Crores Ans - d ............................................. Solution : M1 = currency with public + demand deposit with the banking system + other deposits with RBI ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 33 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… M1 = 230000+320000+420000 M1 = 970000 M2 = M1+Savings deposit of post office savings banks m So, M2 = 970000+140000 M2 = 1110000 Crores o c M3 = M1+Time deposit with banking system . So, t M3 = 970000+360000 s M3 = 1330000 Crores e ............................................. t k Calculate the Linear Regression whose input values are c X = [5,20,40,80,100] & Y = { 10,20,30,40,50} o a. 10.0914 + 0.3894 X m b. 10.9194 + 0.8934 X c. 10.9194 + 0.3894 X b d. 10.9994 + 0.8934 X i i a Ans - c c Solution b Linear regression formula Y = A + BX i i a To find X Mean j Total Inputs(N) =(5,.20,40,80,100) Total Inputs(N)=5w Mean(xm)= (x1+x2+x3...xn)/N w Mean(xm)= 245/5 Mean(xm)= 49 w To find Y Mean Total Inputs(N) =(10,20,30,40,50) Total Inputs(N)=5 Mean(Ym)= (y1+y2+y3...yn)/N Mean(Ym)= 150/5 Mean(Ym)= 30 To find Slope ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 44 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Slope = (∑XY - N x X x Y)/(∑X2 - N x X) = [(50+400+1200+3200+5000) - (5 x 30 x 49)]/[(25+400+1600+6400+10000) -( 5x492)] = (9850 - 7350) /(18425 - 12005) = 2500/6420 m = 0.3894 To find Intercept Value: o A = Ybar - Slope x Xbar c = 30 - (0.3894 x 49) . = 10.9194. t s To find Linear Regression: e Y = A + Bx Answer = 10.9194 + 0.3894 X t k ............................................. c Calculate the relative variability (coefficient of variance) for the samples 60.25, 62.38, 65.32, 61.41, and o 63.23 of a population m a. 0.0301 b. 0.0307 b c. 0.0103 i d. 0.0107 i a Ans - b c b Solution i i Mean = (60.25 + 62.38 + 6a5.32 + 61.41 + 63.23)/5 = 312.59/5 j = 62.51 . w calculate standard deviation w = √( (1/(5 - 1)) * (60.25 - 62.51799)2 + (62.38 - 62.51799)2 + (65.32 - 62.51799)2 + (61.41 - 62.51799)2 + (63.23 - 62.51799)2) w = √( (1/4) * (-2.267992 + -0.137989992 + 2.802012 + -1.107992 + 0.712012)) = √( (1/4) * (5.14377 + 0.01904 + 7.85126 + 1.22764 + 0.50695)) = √ 3.68716 σ = 1.92 calculate coefficient of variance Coefficient of Variance = (Standard Deviation (σ) / Mean (μ)) = 1.92 / 62.51 = 0.0307 ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 55 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Given, 1. Consumptions - Rs. 62000 2. Gross investment - Rs. 46000 m 3. Govt spending - Rs. 14000 4. Export - Rs. 96000 5. Import - Rs. 72000 o 6. Indirect Taxes - Rs. 15000 c 7. Subsidies(on production and import) - RS. 8000 . 8. Compensation of employee - Rs. 1000 t 9. Property Income - Rs. 1000 s 7,8,9 - Net receivable from aboard e 10.Total capital gains from overseas investment - Rs. 18000 11.Income earned by foreign national domestically - Rs. 8000 t k 1. Calculate GDP c o a. Rs. 139000 b. Rs. 146000 m c. Rs. 156000 d. Rs. 165000 b i Ans - b i a ............................................. c 2. Calculate GDP at cost factor b a. Rs. 139000 i i b. Rs. 146000 a c. Rs. 156000 j d. Rs. 165000 . w Ans - a w ............................................. w 3. Calculate GNP a. Rs. 139000 b. Rs. 146000 c. Rs. 156000 d. Rs. 165000 Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 66 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Solution : 1. GDP = Consumption + Gross investment + Government spending + (Exports - Imports) GDP = C+I+G+(X-M) m = 62000+46000+14000+(96000-72000) = 122000+24000 = 146000 o 2. GDP at factor rate c = GDP-(Indirect taxes-subsidies) . = 146000-(15000-8000) t = 146000-7000 = 139000 s e 3. GNP=GDP+NR(total capital gains from Overseas investment-income earned by foreign national domestically) t k = 146000 + (18000-8000) = 146000 + 10000 = 156000 c ............................................. o Given, m Corporation tax - Rs. 1000 Crores b Income tax - Rs. 800 Crores i Other taxes and duties - RS. 600 Crores i a Customs - RS. 800 Crores Union exercise tax - Rs. 600 Crorces Service tax - Rs. 500 Crores b Tax of union territories- Rs. 300 Crores Interst receipt - Rs. i500 Crores i Devident & profit - aRs. 700 Crores External grant - Rs. 300 Crores j Other non tax reven.ue - Rs. 1000 Crores State Share -w Rs. 600 Crores Receipt of union territories - Rs. 800 Crores w Trf to NCCD (National calamity Contingency fund) - Rs. 300 Crores w 1. Calculate Gross Tax Revenue ... a. Rs 3800 Crores b. Rs 4300 Crores c. Rs 4600 Crores d. Rs 5600 Crores Ans - c ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 77 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… 2. Calculate Net Tax revenue ... a. Rs 2900 Crores b. Rs 3700 Crores m c. Rs 4000 Crores d. Rs 4600 Crores o Ans - b c ............................................. . t Solution : s e 1. Gross Tax revenue = Corporation Tax + Income tax + other tax & duties + costoms + union excise duties + service Tax + taxes on union territories t k = 1000+800+600+800+600+500+300 = 4600 Crores c o 2. Net Tax Revenue = Gross tax revenue - NCCD transferred to the National Calamity Contingency fund - state share m = 4600-300-600 = 3700 Crores b ............................................. i i a Calculate the population standard deviation or dispersion of entire population 165.23, 172.51, 162.90, 160.64, 174.08, and 167.45 c b a. 23.49 b. 23.94 i i c. 24.39 a d. 24.93 j . Ans - a w w Solution: w Mean = (165.23 + 172.51 + 162.90 + 160.64 + 174.08 + 167.45)/6 = 1002.81/6 = 167.135 σN = √( (1/6) * (165.23-167.135)2 + ( 172.51-167.135)2 + ( 162.90-167.135)2 + ( 160.64-167.135)2 + ( 174.08-167.135)2 + ( 167.45-167.135)2) = √( (1/6) * (-1.9052 + 5.3752 + -4.2352 + -6.4952 + 6.9452 + 0.3152)) = √( (1/6) * (3.629025 + 28.890625 + 17.935225 + 42.185025 + 48.233025 + 0.099224999999999)) = √ 23.49534784 σN = 4.8472 ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 88 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… variance = (σN)2 = 4.8472 x 4.8472 = 23.49 ............................................. m Calculate the mean, SD and variance for random samples of a population 7, 9, 8, 6, 7, 12 and 10 o a. 4.2568 c b. 4.2658 . c. 4.2856 t d. 4.2865 s e Ans - c t k Solution: c Mean = (7 + 9 + 8 + 6 + 7 + 12 + 10)/7 o = 59/7 = 8.42857 m σ = √( (1/7-1) * (7-8.42857)2 + (9-8.42857)2 +b (8-8.42857)2 + (6-8.42857)2 + (7-8.42857)2 + (12- 8.42857)2 + (10-8.42857)2) i = √( (1/6) * (-1.428572 + 0.571432 + -0.4285i72 + -2.428572 + -1.428572 + 3.571432 + 1.571432)) a = √( (1/6) * (2.0408122449 + 0.3265322449 + 0.1836722449 + 5.8979522449 + 2.0408122449 + 12.7551122449 + 2.4693922449)) c = √4.2856866361 b σ = 2.07019 i i variance = σ2 a = 2.07019 x 2.07019 j = 4.2856 . ............................w................. w Given, w Recoveries of loan and advance - Rs. 2000 Crores Misc capital receipt - Rs. 500 Crores Market loans - Rs. 500 Crores Short term borrowings - Rs. 1000 Crores External assistance (Net) - Rs. 300 Crores State provident fund - Rs. 400 Crores Other receipts (Net) - Rs. 1000 Crores Securities issued against small savings - Rs. 500 Crores Recoveries of short term loans and advances from states and loans to govt servants - Rs. 800 Crores ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 99 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… Total Non Tax Revenue - Rs. 4000 Crores Net Tax Revenue - Rs. 1500 Crores Draw down cash balance - Rs. 3000 Crores m 1. Calculate Debt Receipt ... a. Rs 3700 Crores o b. Rs 4200 Crores c c. Rs 4700 Crores . d. Rs 5400 Crores t s Ans - a e ............................................. t k 2. Calculate Non-Debt Receipt ... c a. Rs 1700 Crores o b. Rs 3200 Crores c. Rs 3700 Crores m d. Rs 5400 Crores b Ans - c i ............................................. i a 3. Calculate Capital Receipt ... c b a. Rs 3700 Crores b. Rs 4200 Crores i i c. Rs 4700 Crores a d. Rs 5400 Crores j . Ans - d w ............................................. w Solution : w 1. Debt Receipt = Market Loans + Short Term Borrowings + External assistance(NET) + Securities issued against Small savings + State provident fund + other Receipts(Net) = 500 + 1000 + 300 + 500 + 400 + 1000 = 3700 Crores 2. Non Debt Receipt = Recoveries of loan & advances (duduct recoveries of short term loans & advance from state and loans to govt sarvants) + MISC Capital receipts = 2000-800+500 = 1700 Crores ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442 www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in 1100 Facebook Groups - JAIIB CAIIB STUDY MATERIALS / CAIIB DISCUSSION BANK PROMOTION EXAMS / ONLY FOR BANKERS [email protected], [email protected], 09994452442 ………………………………………………………………………………………………………………………………………………………………… 3. Capital Receipt = Non Debt Receipt + Debt Receipt = 1700 + 3700 = 5400 Crores ............................................. m Return on assets = 5.5%, Total assets Rs. 3,000 and common equity Rs. 1,050 then return on equity would be ...... o c a. Rs. 275 . b. 15.71% t c. 1.93% s d. 1.925 times e Ans - b t k Solution c Return on equity=Total Assets*Return on Assets/Common Equity o =3000*5.5/1050 =16500/1050 m =15.714 =15.71 b ............................................. i i a Which of the following are techniques, tools or methods of analysis and interpretation of financial statements? (i) Ratio Analysis, (ii) Avecrage Analysis, (iii) Trend Analysis b a. Only (i) and (ii) b. Only (i) and (iii) i i c. Only (ii) and (iii) a d. (i), (ii) and (iii) j . Ans - d w ............................................. w Price per share divided by earnings per share is formula for calculating ...... w a. price earning ratio b. earning price ratio c. pricing ratio d. earning ratio Ans - a ............................................. ………………………………………………………………………………………………………………………………………………………………… www.jaiibcaiibmocktest.com, www.bankpromotionexams.com, www.onlyforbankers.in [email protected], [email protected], 09994452442