SSSSeeeettttttttiiiinnnngggg tttthhhheeee PPPPoooolllliiiiccccyyyy FFFFrrrraaaammmmeeeewwwwoooorrrrkkkk ffoorr IInnvveessttoorr EEdduuccaattiioonn AAnnaannttaa BBaarruuaa EExxeeccuuttiivvee DDiirreeccttoorr SSEEBBII 1 RRaattiioonnaallee ffoorr DDeevveellooppmmeenntt ooff IInnvveessttoorr EEdduuccaattiioonn IInniittiiaattiivveess • Direct participation of large number of retail iinvesttors iin IIPPOO//capiittall markkett. • Merit to disclosure regime. • Complex Investment products and investment vehicle. • IInnaaddeeqquuaattee ssoocciiaall sseeccuurriittyy aanndd rreettiirreemmeenntt bbeenneeffiitt.. • India is a nation of savers .There was need to convert savers into investors, off course, as a informed investors. 2 1 CCoommpplleexx && ttrroouubblleedd ffiinnaanncciiaall llaannddssccaappee • Opaqueness of financial products & lack of kknowlleddge on tthhe partt off tthhe consumers. • Globalization-Financial Conglomerates are Global but regulation is local. • Technological advancement • FFiinnaanncciiaall eedduuccaattiioonn ccaannnnoott bbee lleefftt ttoo mmaarrkkeett aalloonnee.. • Investor due diligence 3 SSAAPP FFOORR IINNVVEESSTTOORR EEDDUUCCAATTIIOONN && AAWWAARREENNEESSSS • SAP Seeks to provide a framework for a more effective aapppprrooaacchhttooiinnvveessttoorreedduuccaattiioonn. • Investor Education is a Critical component of Investor Protectionmandate.Educatedinvestorisprotectedinvestor. • SEBIsetsupaseparatedivisionforInvestorEducation. • SEBIconstitutedIPEFJuly2007. • FocusonexistingandPotentialInvestors. • Adifferent approachthanmereprovisionofinformation. • Investorout-reach programme. • Trainingthetrainer 2 IInnvveessttoorr EEdduuccaattiioonn GGooaall • To build capacity of investors through education and awareness to undertake transaction in Securities Market- Investwithknowledge • Endeavors to ensure that the investor learns investing, i.e. he obtains and uses information required for investing, evaluates various investment options to suit his specific ggooaallss.. • Ascertains his rights and obligation in a particular investment • Knowswhereandhow toseekhelpandguidanceincaseof need/grievance. 5 CCoonntteenntt DDeevveellooppmmeenntt • DedicatedInvestorWebsite– http://investor.sebi.gov.in/test/index.html • AwarenessMaterialonwebsiteandbrochures Unbiasedprimeronvariousproducts&financialplanning. Do’sandDon'tsandRightsandResponsibilities FrequentlyaskedQuestions Investorgrievancesredressalmechanism • FinancialEducationStudymaterialforsixtargetgroups (Availablein13regionallanguagesapartfromEnglish) • Pocketmoneyprogramforschoolchildren • MassMediaCampaign 6 3 DDeelliivveerryy CChhaannnneellss • Investoreducationprogrammesthrough:  2277IInnvveessttoorrAAssssoocciiaattiioonnss((IIAAss))-111188((22001100-1111)),2244((22001111-1122)).  Industry/Tradebodies-AMFI,Exchanges,Depositories.  Resource Person’s–297RP  ThroughNationalInstituteofSecuritiesMarkets(NISM) •• BByySSEEBBIIssttaaffff– 114444 • VisittoSEBI–31 • RegionalSeminars–35 7 PPrrooggrraammss ccoonndduucctteedd bbyy TTrraaddee bbooddiieess,, EExxcchhaannggeess // DDeeppoossiittoorriieess  PPrograms condducttedd bby AAMMFFII , EExchhanges Depositories – till date conducted around 8110  144 Joint Programs since April 2011 4 FFiinnaanncciiaall EEdduuccaattiioonn tthhrroouugghh RRPPss Year No: of Programs ccoonndduucctteedd 2010 100 2011 1773 2012 237 TToottaall 22111100 297 RPs trained by NISM/SEBI. Impact assessment planned through NISM. RRPPss WWoorrkksshhooppss -- TTaarrggeett GGrroouuppss wwiissee SHG 74 No. of … Retired People 14 Middle Income 118 Group Home Maker 78 Executives 98 College Students / 933 Young Investors School Students 795 0 200 400 600 800 1000 5 TThhrroouugghh NNGGOOss  Pilotprogram through MelJol2009-2010  238teacherstrained  14550studentsfrom197schoolscovered.  Rural and tribal areas of Maharashtra - Akola and Thanedistricts PPoocckkeett MMoonneeyy PPrrooggrraamm  SScchhoooollTTeeaacchheerrss ttrraaiinneedd bbyy NNIISSMM // SSEEBBII  Program undersupervision of NISM  5783 students from 256 schools across the country have taken the program so far 6 Few photos of the workshops / programmes conducted bby SSEEBBII 13 WWoorrkksshhoopp ffoorr SScchhooooll cchhiillddrreenn 14 7 WWoorrkksshhoopp ffoorr SScchhooooll cchhiillddrreenn 15 WWoorrkksshhoopp ffoorr YYoouunngg IInnvveessttoorrss 16 8 WWoorrkksshhoopp ffoorr HHoommee MMaakkeerrss 17 WWoorrkksshhoopp ffoorr MMiiddddllee IInnccoommee GGrroouupp 18 9 WWoorrkksshhoopp ffoorr EExxeeccuuttiivveess 19 WWoorrkksshhoopp ffoorr SSeellff HHeellpp GGrroouupp 20 10