Becoming a Wealthy Woman Mariel Hemingway Ali Brown Lisa Sasevich Kendall Summerhawk David Neagle Morgana Rae Fabienne Fredrickson Loral Langemeier Barbara Stanny Amanda Steinberg Guy Finley Crystal Andrus DISCLAIMER AND TERMS OF USE AGREEMENT (THE LEGAL STUFF) Heather Wilson (the “author” or the “publisher”) has used her best efforts in preparing this material. The author and publisher make no representation or warranties with respect to the accuracy, applicability, fitness or completeness of the contents of this material. The information contained in this material is strictly for educational purposes. Therefore, if you wish to apply ideas contained in this material, you are taking full responsibility for your actions. There is no guarantee that applying the materials contained herein will make you wealthy, and the author expressly disclaims any representations and warranties, whether directly or indirectly, in writing or orally, of a promise or guarantee of higher earnings. Wealth is entirely dependent on the person using our product, ideas and techniques. The author does not purport this as a “get rich scheme.” Your level of success in attaining the results claimed in this document depends on the time you devote to the program, ideas and techniques mentioned, your finances and knowledge. Since these factors differ according to individuals, the author and publisher cannot guarantee your success or income level. Nor is she responsible for any of your actions. The author and publisher shall in no event be held liable to any party for any direct, indirect, punitive, special, incidental or other consequential damages arising directly or indirectly from any use of this material, which is provided “as is,” and without warranties. All links are for information purposes only and are not warranted for content, accuracy or any other implied or explicit purpose. Any action arising from this material shall be governed by the laws of Prince Edward Island and you agree to attorn to the exclusive jurisdiction of the Courts of Prince Edward Island. I would like to acknowledge and thank all the authors for their permission to reprint their articles. For more information on each author, please visit their individual websites. Note From Heather Welcome to Becoming a Wealthy Woman! This could very well be the one book that improves your life and transforms your relationship with money forever. Never before has there been such an amazing collection of articles from some of today’s best prosperity and personal growth authors, coaches, and experts. As women, our sense of self-worth influences our net-worth and vice versa. They are intricately tied; when your self-worth is low your finances suffer. On the other hand, when you are confident and empowered, money seems to flow to you easily and effortlessly. Your money is simply a reflection of how much you truly value yourself. The 101 articles in this book will inspire, motivate and empower you to take charge of your life and your wealth. Wealth is more than a number; it’s a mindset and a way of living. You don’t have to struggle and strive. You don’t have to juggle and worry. Each author in this book gives you real help and practical tips that can improve your relationship with money and yourself. It’s like having 101 experts personally coach you to creating your best self. But you need to take the action. Your results are dependent on you. The information is here for you—ripe fruit ready for picking. If you’re tired of living a second best life and are ready to step into your best self, I urge you to read every article and take action on the ones that speak to you. You are worthy. You do deserve it. You can do it. Are you ready to become a wealthy woman? Great! Then let’s get started. Rags to Riches PS. Do you have your own success story? Send it to [email protected] and your story could be included in my next book! Table of Contents Note From Heather ........................................................................................................3 Crazy Wealth™ .............................................................................................................8 My Weight Watchers Inspired Money Diet .................................................................................10 How to Tap Into Bravery ..................................................................................................11 5 Simple Steps to Prosperity: What’s stopping you from achieving it? ......................................................12 What Was I Thinking? .....................................................................................................13 Six-Month Experiment that Transformed My Life ..........................................................................14 Relax Into a Positive Relationship with Money .............................................................................16 Is your Family Money Legacy Holding You Back? ...........................................................................17 Why Aren’t the Guru Plans Working?! .....................................................................................18 What Horses Taught Me About Money .....................................................................................19 Relationship Investments .................................................................................................20 Money Clutter: Would YOU live with YOU if you were Money? ..............................................................21 Is your Glass Half Full? ....................................................................................................22 Why Affirmations are Pathetic ............................................................................................24 Conscious Capitalism .....................................................................................................25 3 Reasons “Your Mindset” Matters Most In Your Life .......................................................................26 The Art of Having and Attracting the Money You Want .....................................................................27 Open Sesame: Your Magical Doorway to Abundance .......................................................................28 Think Like an Instant Billionaire ..........................................................................................29 What Does Carrie Bradshaw from Sex In The City Know About Shoes? .....................................................30 What Do Money and Sex Have in Common? ................................................................................31 Taking Care of Yourself – Three Steps to Leave Under-earning .............................................................32 Start With a Healthy Money Mindset ......................................................................................33 What’s Your Money Vibration? ............................................................................................34 An Open Heart Manifests More Money ....................................................................................35 Create a GRACEful Path to Abundance with These 5 Self Honoring Steps ...................................................36 “Would you mind if I take back my money power NOW?” ..................................................................38 My Big Revelation About Money and Men .................................................................................39 Which Comes First, the Money or the Feeling? .............................................................................40 If Money Was a Man, Would He Date You? .................................................................................41 Money Worries are a Faith Issue, Not a Financial One! .....................................................................42 3 Keys to Transforming Your Relationship with Money. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .43 A Woman Who Wins ......................................................................................................44 Where Does Your Time Go? ...............................................................................................46 What is your Money Story? ................................................................................................47 Are You Doing What You Love To Do? ......................................................................................48 Change the World by Being Who You Are ..................................................................................49 Self-Esteem is Not the Answer ............................................................................................50 My Man…My Money…and Me .............................................................................................51 What if Your Dark Past is Your Greatest Gift?. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .52 Path to Prosperity: Nourish Your Mind, Body and Soul .....................................................................53 How To Stop Difficult Financial Circumstances and Intense Emotions From Running Your Life .................................................................................54 Wealth Creation - How to Get Rich ........................................................................................56 How Positive Thinking Can Backfire .......................................................................................57 Secret Number 1 to Raising Your Money, Wealth and Prosperity Consciousness ............................................58 Dealing with Our Money Disorders .......................................................................................59 Abundance Lies Within ...................................................................................................60 How Your Self-Image Creates your Reality .................................................................................61 Open Up and Allow .......................................................................................................62 Grow with the Flow .......................................................................................................63 Law of Attraction + Flowers = Accelerated Path to Financial Abundance ....................................................64 Your Millionaire Mindset! .................................................................................................66 Why I Begin With “Your Wealthy Mindset” .................................................................................67 You’re taking Charge ......................................................................................................68 Realize the Endless Riches of your Real Self ...............................................................................69 Sing Your Blues Away .....................................................................................................70 6 Ways to Deal With Your Money Feelings .................................................................................72 Grab A Million Dollars in 6 Months Using Vision Boards - Crazy? ...........................................................73 Your Time is Now .........................................................................................................74 Women, Money, and Emotions ............................................................................................75 As Women, How Did We Go So Wrong? ....................................................................................76 From Caterpillar to Butterfly ..............................................................................................77 Developing Patterns of Thought Takes Persistence .........................................................................78 Have You Forgotten How to Just “Be”? .....................................................................................79 What If You’ve Tried to Be Prosperous and Seemed to Fail? ................................................................80 Worry...what a waste of time ..............................................................................................81 The Dichotomy of Money .................................................................................................82 Unlock Your Awareness and Live Your OWN Life in Three Easy Steps .......................................................83 What Needs to Get Done, Gets Done .......................................................................................84 What pulls your trigger? Four reasons you may overspend .................................................................85 How To Tone Your Receiving Muscles. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .86 The Psychology of Shame and Your Money Story ...........................................................................87 A Man is Not a Plan .......................................................................................................88 Perfection in imperfection ................................................................................................89 The Path of Least Resistance to Financial Health ...........................................................................90 Are You Worried About Money? ...........................................................................................91 Three Keys to Manifesting Your Dreams ...................................................................................92 Golden Opportunities Are Everywhere--Even in Adversity .................................................................93 Is it Time to Believe in Yourself? ..........................................................................................95 The Raspberry Mystery ...................................................................................................96 Get “Fierce with Reality” and Make Yourself Yours .........................................................................97 Stay Grounded and Connected with a Success Journal ......................................................................98 You Can Choose a New Financial Reality ...................................................................................99 Everyone’s struggling…Or am I the only one? ............................................................................ 100 Counting the Money .................................................................................................... 101 The Heart of Prosperity ................................................................................................. 102 Why Ask Why? .......................................................................................................... 103 8 Tips for How Money CAN Buy You Happiness .......................................................................... 104 Your Money Personality – What Drives You? ............................................................................. 106 Telling the Truth ........................................................................................................ 107 Law of Attraction: how not having what you want can be a good thing ................................................... 108 How to Have Abundance in Life ......................................................................................... 110 What if you Knew? ...................................................................................................... 111 Financial Literacy vs. Financial Wellness ................................................................................ 112 Are You Caught in a Disastrous Financial Pattern? ....................................................................... 113 Becoming, Laughing, and Being Me ...................................................................................... 114 Are You Pushing Money Away? .......................................................................................... 115 5 Secrets to Living Your Life Out Loud! .................................................................................. 117 Are You Ready for Prosperity? ........................................................................................... 118 Changing the Conversation ............................................................................................. 119 About Heather Wilson .................................................................................................. 120 Author Index Heather Wilson ............................................................................................................8 Amanda Steinberg ........................................................................................................10 Karen Stultz ..............................................................................................................12 Cathy Hartman ...........................................................................................................13 By Lisa Sasevich ..........................................................................................................14 Rosemary Hirst ...........................................................................................................16 Kendall Summerhawk ....................................................................................................17 By Jennifer Peek ..........................................................................................................18 Ann Brosnan. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .19 By Jennifer S. Wilkov ......................................................................................................20 By DeAnna Radaj .........................................................................................................21 By David Neagle ..........................................................................................................22 Morgana Rae .............................................................................................................24 Brian Whetten ............................................................................................................25 Sheri McConnell ..........................................................................................................26 Jeneth Blackert ...........................................................................................................27 Fatma Zaidi ...............................................................................................................28 Fabienne Fredrickson .....................................................................................................29 Maureen Campaiola .......................................................................................................30 Taylore Ashlie ............................................................................................................31 ElinAnna Bjarnadottir ....................................................................................................32 Loral Langemeier ........................................................................................................33 Rev. Elaine C. Torrance-Gingrich ...........................................................................................34 Reem Shibel ..............................................................................................................35 By Shannon Bush .........................................................................................................36 Michel Bailey-Lessirard ...................................................................................................38 Dawn Allen ...............................................................................................................39 Julie Flanders .............................................................................................................40 Tammy Hardin ............................................................................................................41 Karen Russo ..............................................................................................................42 Carolyn Ellis ..............................................................................................................43 Lorraine Edey ............................................................................................................44 Helen Kim ................................................................................................................46 Zahra Efan ................................................................................................................47 Donna Krech ..............................................................................................................48 Jonathan Mead. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .49 Joe Wilner ................................................................................................................50 Barbara Stanny ...........................................................................................................51 Alicia Cramer .............................................................................................................52 Dr. Debbie Thompson .....................................................................................................53 Judy Katz .................................................................................................................54 Dhane Crowley ...........................................................................................................56 Sanjaya Gunasena .........................................................................................................57 Sarupa Shah ..............................................................................................................58 Deborah Price ............................................................................................................59 By Amy Rick ..............................................................................................................60 Dean Whittingham ........................................................................................................61 Betsy McGuire ............................................................................................................62 Kimberly Ann Coots. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .63 Katherine C. H. E. .........................................................................................................64 Anita Wheeler ............................................................................................................66 Linda P. Jones .............................................................................................................67 Crystal Andrus ............................................................................................................68 Guy Finley ................................................................................................................69 Pamela Bruner ............................................................................................................70 Galia Gichon ..............................................................................................................72 Steve Charles .............................................................................................................73 Joyce Bone ................................................................................................................74 Alyse Parise ..............................................................................................................75 Suzanne Evans ............................................................................................................76 Elle Swan .................................................................................................................77 Helen Hossley ............................................................................................................78 Jenny Fenig ...............................................................................................................79 Marilyn Gordon ...........................................................................................................80 Dorothy Lafrinere ........................................................................................................81 Maria Martinez ...........................................................................................................82 Patricia Anaya ............................................................................................................83 Noah St. John .............................................................................................................84 Mikelann Valterra .........................................................................................................85 Lora Sasiela. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .86 David Krueger MD ........................................................................................................87 Kathleen Burns Kingsbury ................................................................................................88 Kamala Murphey .........................................................................................................89 Jean Gran .................................................................................................................90 Elizabeth Holloway .......................................................................................................91 Caroll Michel Schwartz ...................................................................................................92 Susan Meyerott ...........................................................................................................93 Shelley Riutta .............................................................................................................95 Paula Langguth Ryan .....................................................................................................96 Sue Koch .................................................................................................................97 Ali Brown. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .98 Elyse Hope Killoran .......................................................................................................99 Annette Mease .......................................................................................................... 100 Amethyst Wyldfyre ..................................................................................................... 101 Hillary Harris ........................................................................................................... 102 Tom VolKar ............................................................................................................. 103 Gretchen Rubin ......................................................................................................... 104 Devi Grewal ............................................................................................................ 106 Lisa Gould .............................................................................................................. 107 Vicky White ............................................................................................................ 108 Scott Epp ............................................................................................................... 110 Ellen M. Lambert ....................................................................................................... 111 Nancy Rae Evans ........................................................................................................ 112 Karen McCall ........................................................................................................... 113 Mariel Hemingway ...................................................................................................... 114 Laura West ............................................................................................................. 115 Saskia Roell ............................................................................................................. 117 Joan Sotkin ............................................................................................................. 118 Eleanor Blayney ........................................................................................................ 119 Crazy Wealth ™ By: Heather Wilson “Dreams are often most profound when they seem the most crazy.”~Sigmund Freud Are you a little crazy??? No, I am not questioning your sanity. Rather, in your life are there times when you can get a bit silly, let loose, have fun, and really and truly live life to the fullest? After working with countless clients, I’ve come to the realization that most people don’t have enough fun in their lives. The majority of people tend to live life on autopilot or they are so stressed out and overwhelmed, their head just might explode at any moment. And when it comes to money and wealth, it’s a love/hate topic most people avoid. Money is SOOO serious. It’s shelter and food on the table. It’s men in dark suits judging your credit score. It’s wounds from the past, and it’s bills to be paid. Uggg. That’s no fun at all and honestly it doesn’t have to be that way. For many Live people, there is nothing fun about money and wealth unless you have lots. I am here to help change that for you no matter what your income level. Generally, the definition of wealth is a number. That’s ok, but it’s so much more than that. I like to add the CRAZY part to the Play definition because that is what is missing for so many people— and by crazy, I mean fun, passion, excitement, enthusiasm, joy. My definition of Crazy Wealth™ is not dependent on a number; instead, it’s the ability and freedom to enjoy and experience life to the very fullest. Smile What’s the point of Crazy Wealth™? I am sure you are familiar with the Law of Attraction and how like attracts like. In other words, when you feel and think positive things, you draw positive experiences to you. When you think and feel negative things, you draw negative experiences to you. So if you are constantly worrying about money, chances are that will be your experience tomorrow too. BUT if you can feel joy and other positive thoughts, you can break the cycle and start attracting more positive experiences into your life. This works for money too. You need to feel the positive feelings and thoughts FIRST and then you will attract the opportunities and experiences that will increase your wealth. It all comes from inside you. So how do you create Crazy Wealth™ in your life? There are many ways, but here are three quick tips to get you started. Laugh: watch a silly movie or video, tell jokes, listen to others laughing. A good laugh instantly lifts your mood and sends a positive message to the Universe! Play: chase your partner around the house (in a good way), jump in puddles, play dress up. Adults need to play too and it doesn’t have to cost a dime. Smile: Yes, just smile. Even if you don’t feel like it, find something to smile about. Smile at strangers on the street. Smile at yourself in the mirror. Smiling can instantly lift your mood and you never know whose day you are making better. If people are looking at you like you’re crazy, then you know you’re doing it right. continued... Becoming a Wealthy Woman Page 8 Crazy Wealth continued Did you notice that none of those tips had anything to do with money or wealth? That is the entire point. You need to FEEL joy and happiness FIRST and then the money and good stuff will come. Do whatever it takes. The more you feel those wonderful expansive feelings in a day, the more you let the Universe know you are ready for amazing opportunities and experiences to come your way. So get a little crazy. Lighten up and have fun. You’ll enjoy life so much more and ultimately, get more of the things you really want. © 2011 Heather Wilson International. All Rights Reserved. Heather Wilson is a Wealth-Esteem expert, certified coach, international motivational speaker, and an author all rolled into one dynamic package! It’s her passion to help you create a joyful and fun, rewarding and strong relationship with your money and wealth. Sign up for her FREE video series at www.3keystocrazywealth.com Becoming a Wealthy Woman Page 9 My Weight Watchers Inspired Money Diet By: Amanda Steinberg I’m a Weight Watchers master. In 2003, I was 5’8” and 160 pounds — not exactly ideal for a 25-year-old single girl living in Manhattan. I spent three (!) years on Weight Watchers, and for two years, failed repeatedly. I obsessed over every drop of salad dressing and kernel of popcorn only to learn at my weekly meeting weigh-in that I’d gained half a pound. I quit multiple times, but would return months later with new resolve. Finally, in my third year, something clicked. I dropped thirty pounds in just six months. To this day – and two babies later—I can still lose weight when I want to by altering certain habits. Here’s what I do, and Whohwa tI’ mI l enaorwn eudsi fnrgo tmhe W saemigeh tr uWleast ctoh eshrsave pounds Hofof wof I m’vye sappepnldieindg i:t to my money habits: On Weight Watchers, you’re allotted a daily Determine after fixed expenses (rent, phone, etc) number of “points” (like calories). When you run how much spare cash you have per day. Plan for out of points for a day, you have to resort to zero- days when you know you’ll exceed your daily point foods like carrots, or risk not losing weight. budget (night out at the movies) and spend less on other days. Plan your meals every morning. Before you Plan your spending every morning. Today, I need even make your breakfast, visualize each meal to: meet Cristina for coffee, pick up dry-cleaning, so that you don’t break for a cheese steak out of buy a gift for baby-shower. Ask, can I make convenience. it work inside of my daily allotment? Adjust accordingly. If you trip going down the stairs, get up and keep If you spend more than you budgeted, don’t burn walking. Don’t throw yourself down the rest of your budget and go on spending. Acknowledge the stairs. (This metaphor got me through many that you fell off the wagon, get back on, and tough days on Weight Watchers) proceed. When eating out, order two appetizers, not an When eating out, order two appetizers. Save appetizer and an entree. Two appetizers are 30% on your meal! generally more than enough food to qualify as a healthy meal. Don’t totally deprive yourself, or you’ll binge. Don’t deny yourself small, frivolous gifts, as long as you buy them consciously. I’ve learned that, for me, diets of any form work better when I can track progress in my head. That’s why I like simple rules I can repeat daily. If a system is too complicated to track, it’s not a good system. © 2011 Amanda Steinberg. All Rights Reserved. Amanda Steinberg started www.DailyWorth.com as a way to give women key insights into building real net worth. DailyWorth stands out as the go-to source about personal finance for smart, ambitious women. Since its inception in January 2009, DailyWorth has garnered 55,000+ subscribers and a stream of media appearances. Becoming a Wealthy Woman Page 10