As creator and host of the hugely successful Money Talks television news series, Johnson has helped millions of people get out of debt, achieve financial freedom, and earn from wise investments. Now, in this practical book, Johnson shares the secrets of his amazing program that will help readers gain financial freedom. Freedom from debt has almost nothing to do with how much a person earns or how much they know about finance. It all comes down to three basic principles: get rid of the debt, learn to live below your means, and start investing sensibly. In Life or Debt, Johnson spells out exactly how to accomplish these goals in a step-by-step plan that covers the basics in a plan that takes seven days to implement— but will work for a lifetime.