Julie Ann is trying to make the best of a bad situation. Her brother mortgaged their ranch to the hilt and dipped into her part of the trust fund their father set up before his death. She's facing certain foreclosure if she doesn't do something. But Julie Ann is nothing if not determined. It's time to cowgirl up and do something about it instead of wallowing in self pity.

Wyatt knows the trouble Julie Ann faces and he's determined to help any way he can. Especially when he realizes the incredible woman he's found with Julie Ann. Knowing Julie Ann would never accept his assistance normally, Wyatt takes matters into his own hands. He'll have Julie Ann and help her keep the ranch, no matter what it takes. All he has to do is prove to her he wants her forever.