Millionaire Mind Intensive © T. Harv Eker, 1993; revised © T. Harv Eker, 2011 90 DAY WEALTH CONDITIONING PROGRAM 2032000_14JUNv1 TM For more information on Peak Potentials Seminars, Courses and Camps visit www.peakpotentials.com or call 1.888.868.8883 TM NOTICE: This Workbook contains proprietary material, including copyright and/or trademark property, of Peak PotentialsT and may not be sold, distributed or reproduced, in whole or in part, without the express, written consent and permission of Peak PotentialsT. This Work- book is intended solely for the personal use of attendees of Peak PotentialsT Millionaire Mind Intensive seminar, and any other use is expressly forbidden. Welcome Welcome to the “Millionaire Mind” 90 Day Wealth Conditioning Program. This program has been designed to assist you in reprogramming yourself for success. It is based on the premise that your inner world creates your outer world. The more you concentrate on your “roots,” the faster you will see new results in your “fruits.” People are creatures of habit. Research shows that those who participate in a “daily” routine are 3 times as likely to stay on their program than those who participate 6 days a week — and fare 5 times better than those who participate 3, 4 or 5 days a week. Therefore, for best results, use your program daily for the entire 90 days. If you miss a day, simply start again the next day possible. Be kind to yourself. The mind does not like change and this program is a change. Therefore your mind may tell you that it does not like the program or that it won’t do any good or you don’t have time today. Don’t listen! Don’t think! Simply say to your mind, “thank you for sharing” and do the program. The program is quick and simple and will take less than 10 minutes a day. Give yourself a chance. You can do all the “thinking” you want after the 90 days. PreParation 1. We recommend you have your six accounts or cookie jars in place. If you do not have all six then start with one; your “financial freedom” jar. Don’t worry if you don’t have the perfect jar. Any container will do for now; a glass, a cup, even a bag will work. 2. Mark your starting point on your Financial Freedom Account “Tracking Chart” contained in the program. This includes the value of all your investments devoted solely to financial freedom, including IRA’s, RSP’s, stocks, bonds, savings, the “net” value of real estate with the exception of your own home, etc. You will be updating this chart every 30 days. At this time, make sure you include the funds you are setting aside in your financial freedom jar on a daily basis. 1 instructions Begin each day by opening your workbook and filling in the date. Then complete the wealth conditioning process for that day. Do this before you do anything else in the morning. That way, you can be sure it gets done. Daily Wealth Conditioning Processes 1. Attitudes of Wealth Declarations: Put your hand over your chest to feel the vibrational energy of your statements. Read both of your Attitudes of Wealth declaration sheets out loud and with conviction. 2. Deposit to Financial Freedom Account: Deposit any amount of money into your financial freedom jar. The amount is not important. Even one dollar a day is o.k. Remember, the “habit” is more important than the amount. Our objective is three-fold. a. To create the habit of saving money. b. To create your “money magnet.” c. To increase your financial freedom funds. 3. VAKS (Visual, Auditory, Kinesthetic and Spirit): Do your VAKS. These include all 4 movements with your declaration (thumbs up in a sideways figure 8 — making sure to come upwards through the middle of the 8 — massaging your earlobes, crossing over your arms with your knees, hands on your heart). Each movement should last about 30 seconds. You will rotate 4 different VAKS. One per day. #1 Simply declare, “I am financially free.” 2 #2 Declare your big dream. i.e., “I am the #1 best-selling author on the N.Y. Times Best-seller list.” i.e., “I own a home on the beach in Maui.” #3 Declare a short-term desire. i.e., “I have an incredibly productive day today.” i.e., “I go with the flow. Nothing bothers me.” #4 Declare a supportive belief around money and wealth (a good choice would be opposite of the primary non-supportive belief you are working on). i.e., “If I get rich, my true friends will like me just as much as today.” i.e., “Creating wealth is not a struggle. Poverty is.” Note: Make sure you have some semblance of control in whatever you VAKS. Do not use VAKS that depend on others to do something. 4. Acknowledge your Successes: Like attracts like. Success breeds success. The more you “feel” successful, the more success will come your way. You cannot feel successful if you do not look for and acknowledge your successes. The successes can be major or minor. It doesn’t matter. What matters is that you acknowledge yourself for whatever you did do. Do not look for what you didn’t do or didn’t get done or could have done better. That is a “loser’s” way of looking at the world. Look specifically for the progress you made in any arena, be it financial, business, health, fitness, relationship, learning, serving, etc. i.e., “I completed my Wealth Conditioning exercises today.” i.e., “I helped clear the dishes today.” i.e., “I did a walking workout this morning.” i.e., “I sold 4 widgets today.” i.e., “I got a new client at tonight’s networking event.” This exercise works well in the evening before bed. 3 Weekly Wealth Conditioning Processes Every day you will do a different exercise that will recondition you for success. You will be rotating through the following wealth conditioning processes, one per day. It is best to do these exercises in writing in your workbook, however, if you feel more comfortable or time only permits you to do them orally, that’s fine. Just do it! (To make it even easier to keep track, this is a “fillable PDF,” so you can type your responses directly into this document). 1. Clarity of Intention: The number one reason most people don’t get what they want is they don’t know what they want. Clarity leads to power. It is imperative that you know your financial objective; how much money or income you are going for. By doing so, you will engage you mind’s “reticular activator” (this is like a heat-seeking missile) which will then attract and alert you to opportunities which are in alignment with your intention. i.e., “I have a passive income of over $10,000 per month.” Also you will describe how you will feel when this intention becomes your reality. This again engages the emotions and strengthens the program. 2. Purpose for Money: Another important principle of manifestation is knowing “why” you want something. The reason most people don’t have a lot of money is they don’t have a massively important reason to have it. Be specific. “The reasons I want a lot more money are...” i.e., A writing cabin in the mountains. i.e., A family vacation in Bali. i.e., So I’m financially free and never “have” to work again. 4 3. Visualization: It’s been said that the subconscious cannot distinguish the difference between imagination and reality. Therefore, the objective is to create the “reality” of what we want in our mind and allow our “reticular activator” to manifest it into our lives. It’s important to add each of the senses into your “picture.” If nothing is there to smell, create something. Create something to touch and feel. 4. Belief in Value: Many people don’t feel they deserve success because they don’t fully believe in the product or service they are offering, or they don’t feel it is of high value. If this is the case for you, either change products, services or jobs, or change your perspective. In order to receive, you must feel you are giving. Therefore, it is important to specify and express the benefits your value adds to people. i.e., “ I (my products/services/job) help people be more confident, more successful, more conscious and more joyous in their lives.” i.e., “My cell phones help people save time, make more money, and stay safe.” 5. References for Ability and Deservedness: The object is to declare the reasons why you truly believe you can be, and deserve to be, rich. “The reasons I can be, and deserve to be, wealthy are…” i.e., “I add value to people’s lives.” i.e., “I am persistent.” i.e., “I am creative.” 6. Act in Spite of... Nothing exceeds the power of unconditional action to move you quickly towards your financial goals. 5 The wealth conditioning value of acting in spite of fear, discomfort, uncertainty or “I’m not in the mood,” not only builds courage, but more importantly, momentum. Each time you act in spite of your feelings, such as fear, worry and doubt, you reinforce the habit. Just as a muscle grows stronger with use, so will your ability to confront bigger and bigger challenges in all areas of your life. Do something you wouldn’t normally do. i.e., Communicate with someone you have a concern about speaking to. i.e., Take care of a task that needs to be done regarding your finances (pay a bill, sort your receipts, balance your check book) even though you don’t feel like it. Simply notice your non-supportive “mind chatter” and the feelings that may go with it, but recognize that they have no power to stop you. Your protective mind is like an over-worried mother. Simply say, “Thank you for sharing,” and proceed. 7. Appreciation and Gratitude: The object is for your subconscious to understand that you are already “wealthy.” Since like attracts like, more success will come your way. Plus, by appreciating what you have, you’ll find you are a happier person. Describing “why” you are grateful for something adds importance and impact. Describing how you “feel” adds emotion, which strengthens the conditioning process. Managing Your Money 1. The biggest difference between the rich and the poor is their ability and willingness to “manage” their money. Every 7 days, you have the opportunity to divide your income into your designated jars or accounts. The timing depends on when you get paid or receive income. If you own your own business, make sure you are taking at least a minimum amount to divide into your jars. 6 For many, keeping their “necessity” percentage in a checking account simplifies their lives. You may put your “financial freedom” funds directly into an appropriate account or bring the money home to put in your financial freedom “jar”. The same choice applies to your “long-term saving for spending” funds. It usually works best to keep your “play” money in cash and put it into your designated jar. The financial freedom deposits you make on a daily basis do NOT take the place of your primary deposit, which should be 10% of your income, if possible. The daily deposits into your “jar” are smaller amounts specifically to create your “money magnet” and build a strong habit. 2. On days 30, 60, and 90 you are asked to move your “financial freedom” funds from your “jar” to an interest bearing investment account. This is to turn your savings into an income producing “investment,” as well as to keep your money safe. After the 90 days is complete, simply follow this pattern for the rest of your life! 3. On days 30, 60, and 90 you are asked to remove your “play” money from its jar and make plans to nurture yourself with it, during the coming week. Remember, if you don’t allow your spirit to play, it will rebel against the “logical” side of you and sabotage your goals. You must “blow” this money on a monthly basis, or at maximum, during the quarter. Your only rule is to make sure you have a “great time” with it. We recommend you do things a little out of the ordinary. i.e., massages, pedicures, renting a boat, buying that bracelet you’ve had your eye on, throwing a party, ordering champagne at dinner, etc. After the 90 days is complete, simply follow this pattern for the rest of your life! 4. On days 30, 60, and 90 you are asked to mark your progress on your Financial Freedom Account “Tracking Chart” located on page 9 of this workbook. The law of manifestation states that what you focus on expands. Meaning, what you track, increases. Since we want our financial freedom account to increase, we track it. After the 90 days is complete, simply follow this pattern for the rest of your life! 7 5. Again, what you focus on expands, therefore on days 30, 60, and 90, you will also be asked to track your net worth. This sheet is located on the page following the Financial Freedom Account “Tracking Chart.” The goal is not necessarily to see huge changes from month to month. The object is to focus on your net worth and see progress. After the 90 days is complete, simply follow this pattern for the rest of your life! Conclusion If you follow this program to the letter, you will not only be more successful, you will be happier. Remember, be kind to yourself. If you fall off the bandwagon, do not quit. Simply say, “oh well” and begin where you left off. Remain open and watch for “miracles.” The universe works in strange ways. Mini miracles happen all the time, we just don’t notice them. If you find yourself “lucky” or fortunate at any time during this program, make sure you say “thank you” to the universe and acknowledge that the program you are working is working for you. We are awaiting your results. Please e-mail us during or after the 90 days to let us know how you are doing and about the successes you are having in your life. For Your Freedom! 8 9 10 NET WORTH TRACKING SHEET ASSETS (what you own) DATE: Start ______ 30 Days ______ 60 Days ______ 90 Days ______ Cash & bank accounts Bonds, term deposits and investment certificates Money owed to you CASH & LIQUID ASSETS Other Mutual Funds Stocks Real Estate Investments Business interests MARKETABLE ASSETS Other Registered Retirement Savings Plan Cash value of life insurance Pension plans & profit sharing LONG-TERM ASSETS Other (Offshore, etc.) Personal residence Recreational property Vehicles Recreational equipment Household furnishings & equipment Collectibles (art, stamps, coins, jewelry, etc.) PERSONAL ASSETS Other TOTAL ASSETS LIABILITIES (what you owe) *Must be entered as a negative, ie. -400* Charge accounts & credit cards Line of credit/overdraft Loans (car loan, etc.) Unpaid bills Taxes (Income tax or property tax owing) SHORT-TERM DEBT Other (Charitable pledges, family obligations etc.) Home mortgage Other mortgage loans LONG-TERM DEBT Other TOTAL LIABILITIES NET WORTH (TOTAL ASSETS minus TOTAL LIABILITIES) $ I am an excellent money manager. $ $ I put money into my Financial Freedom Account every day. $ My money works hard for me and makes me more and more money. $ I earn enough passive income to pay for my desired lifestyle. $ I choose to, not because I have to. $ My part-time business is managing and investing my money and creating passive income streams. ATTITUDES OF WEALTH WINNING THE “MONEY” GAME Peak Potentials(tm) is the exclusive North American licensee of all course content & material by Harv Eker and his related entities who are not parties to any transactions post - October 27, 2011. www.peakpotentials.com | Millionaire Mind IntensiveTM - 2005 | 5030920_14FEBv1 $ I create my life. I create the exact amount of $ I play the money game to win. My intention is to create wealth and abundance. $ I admire and model rich and successful people. $ I believe money is important, money is freedom and money makes life more enjoyable. $ I get rich doing what I love. $ I deserve to be rich because I add value to other people’s lives. $ I am a generous giver and an excellent receiver. $ I am truly grateful for all the money I have now. $ Lucrative opportunities always come my way. $ My capacity to earn, hold and grow money expands day-by-day. ATTITUDES OF WEALTH WINNING THE “MIND” GAME www.peakpotentials.com | Millionaire Mind IntensiveTM - 2005 | 5030910_14FEBv1 Peak Potentials(tm) is the exclusive North American licensee of all course content & material by Harv Eker and his related entities who are not parties to any transactions post - October 27, 2011. VaKs eXercises VAKS stands for Visual, Auditory, Kinesthetic and Spirit. What this exercise does is integrate the left brain and the right brain; your logical side with your creative side. It is the most effective way to change beliefs and drives the conditioning process deep into the subconscious. 1) Visual For this movement, extend your arms in front of you, clasp your hands together with interlocked fingers and your thumbs pointing up towards the ceiling. Move your arms first to the top left and continue in a sideways figure “8” motion. Make sure to come upwards through the middle of the “8”. As your arms move through the figure “8”, your eyes should follow your thumbs through the motion. Be sure to move only your eyes and not your head as you do this. At the same time, repeat aloud your affirmation e.g., “I am financially free” over and over again for 30 seconds. 2) Auditory 13