The Amazing Formula For Wealth Creation ISBN 0-620-35348-1 HHHHoooowwww IIII mmmmaaaaddddeeee RRRR 1111 000011116666 111166667777 ffffrrrroooommmm aaaa 77779999 cccceeeennnnttttssss iiiinnnnvvvveeeessssttttmmmmeeeennnntttt iiiinnnn lllleeeessssssss tttthhhhaaaannnn 44440000 wwwweeeeeeeekkkkssss BY DDDDrrrr.... HHHHaaaannnnnnnneeeessss DDDDrrrreeeeyyyyeeeerrrr The Amazing Formula for Wealth Creation Page 1 Dear Wealth Seeker The fact that you have ordered this e-book shows you are interested in making money in abundance and at the same time want to have a fulfilling and balanced life. Because of the aims we thus share I would like to work with you personally if you will allow me to assist you to reach your financial and other goals. I am Hannes Dreyer. I am 48 years old and I am living my dream and my passion. As I wrote this, my Wealth Creation Mentoring Course had been running for forty weeks since its inception. This is based on the most amazing formula for wealth creation in the world. I would like to share this Amazing Formula for Wealth Creation only with those who have open minds and are willing to learn. What is a Wealth Creator? It is a person with the ability to let his money work for him – instead of working for his money – to create, preserve and transfer their wealth. The Wealth Creation Mentoring Course™ started off as a challenge – you can read all about it on the website www.hannesdreyer.co.za. - to teach you how to empower yourself by accepting responsibility for your future by becoming a Wealth Creator. I am going to share the Amazing Formula For Wealth Creation™ with you in the hope that you will learn and apply what is necessary in order to live your dream. Although the Formula is simple, it is not easy to implement because you will need to take full responsibility and be willing to put in time and effort to make your dreams come true. I hope that this e-book will introduce you to a fascinating NEW way of life. I challenge you: read this e-book, study and utilise it as a guide to help and motivate you to accept the challenge to become a Wealth Creator yourself and to experience a life of wonderful abundance. As a final motivation to read and study this book, I have set up a simple (but not so easy) challenge to see if you have the wherewithal to become a Wealth Creator. The underlying purpose of this e-book is to empower you and supply a framework to becoming a Wealth Creator without risk or spending any of your money. It only requires a burning desire to take responsibility for your life and invest the necessary time and effort to create your perfect life. The Amazing Formula for Wealth Creation Page 2 Read the book and then face your PERSONAL CHALLENGE in Chapter Two... Your life will never be the same. This I promise. Don’t be misled by the simplicity of the formula – it leads to spectacular results! Enjoy the process. The Amazing Formula for Wealth Creation Page 3 Free E-Book The AMAZING FORMULA FOR WEALTH CREATION™ by Dr. Hannes Dreyer Prologue To share the insights in this book with as many people as possible, you have Hannes Dreyer's permission to pass it on to others – provided you do not alter or modify it in any way. You can under no circumstances sell the book in any form. This book consists of four chapters. The first chapter contains a basic overview of the Amazing Formula for Wealth Creation. The author used this formula to convert 79 cents into more than ONE MILLION RAND in less than 40 weeks. In the second chapter the author sets out a complete system and strategy that can help you become a Wealth Creator yourself without taking financial risks. In the third chapter the author retells some of the successes his students shared with him. These letters are the “testimonials” of the radical results the application of the Amazing Formula For Wealth Creation has had in people’s lives. The fourth chapter contains details about the author and his background. Hannes has a passion to teach. He wants to provide knowledge, tools and strategies to willing people to become Wealth Creators. His thesis for his masters degree was “Residential Property as an Investment Instrument” and his doctoral thesis “Applying the Formula For Wealth Creation to develop successful entrepreneurs and investors” Hannes is a non-practicing Certified Financial Planner™ This e-book is the direct result of a challenge he accepted in December 2004 to prove that it is easy to make money on condition that you know and apply the Formula for Wealth Creation. In the process he disproved the adage that you must have money to make money. This book was written by: Dr Hannes Dreyer Published by the Wealth Creation Trust, Pretoria, South Africa ISBN 0-620-35348-1 The Amazing Formula for Wealth Creation Page 4 Disclaimer and/or legal notice While every attempt was made to verify the information provided in this e-book, neither the author nor the publisher or their partners and business entities assume any responsibility for any errors, inaccuracies or omissions. The information contained in this e-book is intended to give you a broad overview of key principles of the Amazing Formula For Wealth Creation. It is not intended as a substitute for sound financial, legal, accounting and tax planning. Always seek specialist financial, legal and tax advice. Although the material published in this manual and the information given in the accompanying Mentoring Course is designed to provide accurate and authoritative information with regard to the subject matter covered, this e-book is given to you with the understanding that the publishers and author are not engaged in rendering legal, financial, tax, accounting or any other professional service. The author and publisher disclaim any personal liability, loss or risk incurred as a result of the use of any information contained in this e-book. Unless you know the Formula for Wealth Creation and how to apply the Amazing Formula for Wealth Creation as explained in the Wealth Creation Mentoring Course™ the publisher and author do not guarantee that the reader of this e-book will make any profit from its contents. All case studies of success are based on facts and were supplied with permission to publish them. We did not materially alter the copy we received – and very little grammar! Whilst we did not verify the validity of the contents we at the same time have no reason to doubt any of it. Dedication This book is dedicated to my wife, business partner and best friend, Tanja, for her 23 years of love, trust and support. My thanks go to Karla and Lara my two beautiful daughters who add excitement and meaning to my life. Most of all I want to praise and thank God – our only real WEALTH CREATOR - for the wonderful gifts and opportunities He has given me. The Amazing Formula for Wealth Creation Page 5 Table of Contents CHAPTER ONE How I made R 1 016 167 from a investment of 79 cents in less than 40 weeks by applying the Amazing Formula For Wealth Creation CHAPTER TWO How to become a Wealth Creator yourself without taking any risks CHAPTER THREE The real stories behind the story CHAPTER FOUR Hannes Dreyer’s CV The Amazing Formula for Wealth Creation Page 6 CHAPTER ONE THE AMAZING FORMULA FOR WEALTH CREATION The Amazing Formula for Wealth Creation Page 7 Introduction Talent develops itself in solitude, character in life's stream. Goethe My passion is to teach willing people how to become Wealth Creators. The past four years I have concentrated on teaching people how to invest in real estate, because in learning HOW to invest in property you will automatically be introduced to some of the Fundamental Principles of the Formula For Wealth Creation. I was the first person in South Africa to …………. I was a bit skeptical at first teach others how to use a proven system to due to my two personal golden rules for investments (and life, for that invest successfully in property. matter) 1. There is no such thing as a free Since then I have addressed more than fifty lunch, and thousand people, teaching them why 2. If something sounds too good to be property can be either a good or a bad true, it usually is. investment and how to use a proven system Your advert violated both these rules to determine the risk and growth potential in but I decided to go and listen anyway. any property. I’ve attended timeshare promotions before and if I could walk out of there It still amazes me to see how little people without opening my wallet, I was sure I could do the same to you! know about Property Investments and how much I can contribute to helping others by ……......…At his seminar I had an showing them within a day how to use my “Eureka!” moment as I realized that system, called the Property Pro Program. Hannes was addressing the needs and wants that I had had inside of me for so long and some others which I Let me sketch the background of how I did not even know I had. It was a discovered the Amazing Formula for Wealth feeling of enlightenment when it Creation. dawned on me that I had been looking for this man bearing this message of The Birth Of The Formula hope and guidance for the previous two years. Just don't give up trying to do what you really ……………What I like the most about want to do. Where there is love and Hannes’ approach is that he is not inspiration, I don't think you can go wrong. selling quick fixes – unlike many other Ella Fitzgerald “mentors” - but rather teaches you how to do the mending so that you In 1987 I was a professional financial can effect the repairs yourself! planner with Volkskas Bank in South Africa. I was one of their top insurance brokers. Although I was doing exceptionally well I realised that unless I could let my money work for me I would continue to work for my money all my life. I searched for ways beyond the conventional to invest my surplus income. The Amazing Formula for Wealth Creation Page 8 The reason I did not consider the conventional or “normal” ways of investing was because I could see that the For me, success is about being on the edge projected growth rate the financial and experiencing life at full throttle. It’s institutions promised was inadequate about doing what I always dreamed of if I wanted to “retire” some age doing … and doing just that. It’s what so before I reached fifty. At that stage I many of my friends talk about doing, but was thirty years old and my goal was don’t do. Success for me means the blood to be financially free before the age pumping through my veins. When you are of fifty. in the heart of Mother Nature, the ocean, and disappearing behind a curtain of water, I calculated that if I followed the surrounding you but not touching you, this financial institutions' advice I would is when I am at my peak and the success is need a lot of money in order to make burning through my veins. This sensation enough money to retire at the age of you will never know, unless you have been 65. But I wanted to retire at 50 and I there yourself, like when I am travelling at knew that would be totally great speed on snowy white ice surfaces impossible. I felt then there had to be and the slightest twist or the wrong weight another way. distribution can mean the end of your ride. It’s when you feel comfortable with tunnel Selling insurance policies in 1987 vision and fear is the factor that keeps you was easy. My “real job” however in alive. This is where calculated risks play 1987 was to find a better way, where the most important role in the balance my money would work for me between survival and oblivion and creates instead of me working for my money. the greatest thrill for me on this planet…. ……so today I am applying all of Hannes Dreyer’s methods to my own life. When I I looked at property as an option, but am away on my film-shoots in Peru or soon ran into a problem. It was Mexico, surfing the planet's most beautiful almost impossible to calculate the waves I know that every Friday I have an real growth on my investment. Many appointment with the Professor. Not people claimed they could calculate always easy to print out the lessons in the the growth on their investments but little Internet shops all over the world. But they were confused. What they did I get my printouts and this is my day-to- was calculate the growth on their day inspiration. My willpower to carry on property – in other words how much and turn my biggest goals into reality. their property has appreciated over a period of time – but they could not calculate the growth on their investment. I am one of those people that believe that problems create opportunities and I began working on a solution to the problem. Unwittingly I had started the journey to discover the Formula for Riches™ In order to calculate the growth on my surplus I developed the Property Pro Program™. The original purpose was to determine the growth potential in any specific property investment. Different kinds of property investments – which one? The Amazing Formula for Wealth Creation Page 9 Success is the result of good judgment, good judgment is a result of experience, and experience is often the result of bad judgment. Tony Robbins There are different ways to invest in property and different classes of property. The two different classes of properties are residential and commercial. To make things more complicated in each class of property there are different ways to invest (or …….The lesson learned is keep so I thought in 1987). You can buy and sell, on reviewing the information that develop, or buy property as a long-term Hannes gave us - and be patient. investment. In 1987 I did not know which class of property would be the best and I also did not know the best option in which to invest my money, time and effort It was while experimenting with the results of the program that I figured out a system to calculate the growth potential in any class or type of property investment and also accidentally developed a system to determine the risk potential in any property investment. This was quite an eye-opener. Then for the first time I had a “tool” to determine the risk and growth potential in any property. Because of this I became aware that if I changed any one of the more than twenty variables inherent in any property investment, both the risk and the growth potential changed. What was more fascinating was the fact that the results were mostly the direct opposite of what I had been taught in my professional training. I was a qualified financial planner at that stage. This was scary. I suspected the methodology behind the Property Pro Program™ was incorrect. How on earth was it possible that I could lower the risk and simultaneously increase the growth on my investment by applying well known strategies like gearing or negotiations? This was contrary to what I had been trained to believe. At university and during my studies to become a financial planner I was taught that “the higher the risk of any investment the higher the growth will be.” Now I had proof that this theory of “the higher the risk the higher the growth” was simply not true. In fact the basic truth was so simple and obvious that I could not believe I had overlooked it. I think the reason why I did not “see” the obvious was because I was conditioned to be an expert as a Certified Financial Planner. The Amazing Formula for Wealth Creation Page 10